Blog
What’s on our minds? You can read about it here in our blog. Stay up-to-date on the industry, emerging market trends, breaking economic news, stock predictions, or financial tips. So keep checking in. We’re glad to have you reading along.
Our blog is updated Saturdays, and Market Insights are updated Mondays.
If you have any topics in mind you would like to see covered, send us a message and let us know.
- The Choice Group Team
Continuing Care Retirement Communities: What They Cost, How They Work, and When to Start Preparing
Why Is This Conversation So Important Right Now? The U.S. is in the middle of a sustained demographic shift. More than 61 million adults are aged 65 and older as of 2025, and that number is projected to reach approximately 82 million...
Read MoreWhen Should I Start Taking Social Security: 5 Factors to Consider
Social Security decisions are often framed as a single question: “When should I start drawing benefits?” That question matters, but it can also be limiting. The better question is: how does Social Security fit into my overall...
Read MoreTeaching Teens and Young Adults Financial Literacy Through Real-Life Decision Making
If you are a parent of a teen or young adult, how do you teach them to make confident money decisions before the stakes are high? Teaching teens and young adults about money is less about formal instruction and more about repeated...
Read MoreHelping Adult Children Buy a Home: How to Gift a Down Payment The Smart Way
Key TakeawaysHere are some questions this blog aims to answer:How can parents or grandparents help with a down payment for adult children?What are ways to gift a down payment, and how do the annual gift tax exclusion and lifetime...
Read MoreThree Numbers Every Woman Should Know
Key TakeawaysHow much wealth are women on track to control in the next decade, and why does that matter?What does the life expectancy gap between women and men mean for how long money needs to last?How common is it for women to be...
Read MoreShow All
Fed Gives Clear Signal About Interest Rates
The Federal Reserve met in mid-January, and clarified its position on monetary policy, providing the clearest hint yet about short-term interest rates. The fed hinted that the first interest rate hit could come as soon as March.1The...
Read MoreThe Cycle of Investing
When markets fall, it’s easy to forget that downtrends are part of the investing cycle. So when prices slip, it's a good time to review some common terms that you may be hearing that describe today’s financial markets. The...
Read MoreRising Rates & Your Account
When bond yields go up, bond prices go down. It’s a time-tested principle, but it’s also one we haven’t experienced much since the pandemic began. At least, not until the past several weeks. You could feel the effect...
Read MoreWhat's Happening in 2022?
With the new year still fresh in our minds, it’s a good time to take inventory of what might be just around the corner in the coming months. It could be any number of things: changes in your household, moving to a new home that...
Read More2022 Contribution Limits
Preparing for retirement just got a little more financial wiggle room. Recently, the Internal Revenue Service (IRS) announced new contribution limits for 2022.
Read MoreInside Inflation
Sometimes, as you know, the “devil is in the details.”
Read MoreUpdated Premiums and Deductibles for Medicare
As Medicare’s open enrollment period is due to end December 7, recipients of the program are preparing for a larger-than-expected jump in prices for premiums and deductibles.
Read MoreThe Power of the Consumer
A confident consumer can be a powerful ally in an economy. But when the consumer starts to have questions, we can measure consumer confidence in everything from retail sales to home buying to the personal savings rate.
Read MorePowell News Kicks Off Volatile Season?
The holiday season is often a quiet, positive time for the financial markets. The phrase “Santa Claus Rally” was coined in the early 1970s to reflect the stock market’s upward bias during the November-January stretch.
Read MoreIs Inflation Peaking?
why don’t the financial markets seem too concerned about inflation?
Read MoreBiden Signs Infrastructure Bill
President Biden signed a $1T bipartisan infrastructure bill set to enable enhancements for transportation and utilities over the next five years.
Read MoreFed Tapers Monthly Bond Purchases
At its November meeting, the Fed outlined its plan to taper monthly bond purchases, which will end this pandemic-era policy response by July 2022.
Read MoreTax Changes: What's In, What's Out?
Congress is getting closer to outlining what tax law changes are under consideration to pay for the proposed $1.75 trillion Build Back Better Plan.
Read MoreEstate Taxes May Be Amended Soon
To help raise revenue to pay for President Biden’s Build Back Better Plan, Congress is considering a number of tax law changes.
Read MoreGridlock in the Supply Chain
While the world has begun to recover from the economic disruption of the COVID-19 pandemic, the delayed reaction has been felt in the supply chain.
Read MoreWill the IPO Market Heat Up?
There are expectations for a bumper crop of initial public offerings to make their debuts over the next several weeks.
Read MoreAre Capital Gains Taxes Changing?
There are a lot of questions about President Biden’s Build Back Better plan and potential tax law changes, including an adjustment to capital gains taxes.
Read MoreConsiderations During Medicare’s Open Enrollment
How long has it been since you’ve reviewed your Medicare policy?
Read MoreReady for Medicare Open Enrollment?
Medicare’s open enrollment period begins soon. During this time, current beneficiaries have the option to adjust their coverage for the coming year.
Read MoreAre Your Taxes Going to Change?
The Build Back Better Act. The $3.5 trillion budget reconciliation bill. Or the Jobs and Economic Recovery Plan for Working Families.
Read MoreWill Inflation Lower in 6-9 Months?
If you are feeling a bit confused about the direction of inflation, you’re in good company.
Read MoreSocial Security Benefits May Be Cut By 2034
A new report indicates that if Congress doesn’t take action to address funding, benefits will be cut to 78 percent by 2034.
Read MoreIs Distraction the New Relaxation?
In response to a steady media diet of troubling COVID-19 pandemic or sad news, it seems we’re all looking for a distraction.
Read MoreMarket Insights: Passage of Infrastructure Boosts Stocks
Looking past inflation figures and Delta variant trends, stocks last week found a way to climb higher and set fresh record highs in the process.
Read MoreMarkets Climb a Wall of Worry
Worry shifts from one news event to the next as traders attempt to build a case whether it's time to go "risk-off" with a portfolio strategy.
Read MoreMarket Insights: Jobs Strong, Earnings Strong
Overcoming jitters about the Delta variant and the reintroduction of mask requirements, stocks climbed higher.
Read MoreThe Cost Of A Gold Medal
what exactly goes into a gold medal, and how much are they worth?
Read MoreMarket Insights: Market Shows Small Loss
The stock market posted small losses last week despite a very strong showing by corporate America.
Read MoreCorporate Earnings Season Estimates
The robust results are leading Wall Street analysts to raise estimates for the third and fourth quarters as well as the first quarter of 2022.
Read MoreA 6.1% Bump in Social Security?
Social Security benefits will increase by 6.1%. Once confirmed the revised payment will go into effect in January 2022.
Read MoreMarket Insights: Markets Overcome Delta Variant Reports
Stocks staged a broad retreat on Monday as traders worried about the adverse economic implications of growing Delta variant infections.
Read MoreMarket Insights: Stocks Drop as Inflation Advances
Stocks weakened amid an active week of news, including two important inflation reports. What you need to know.
Read MoreWhy are Bond Yields Down?
With all the attention given to inflation, stock prices, and job reports, what’s behind the quiet fall in bond yields?
Read MoreOil Prices Hit Six-Year High
On July 6, oil prices reached a six-year high. Are these higher prices for gas a precursor to higher prices in general?
Read MoreStocks Edge Higher in Short Week
Stocks managed small gains as investors wrestled with concerns over economic growth prospects and a rise in COVID-19 infections.
Read MoreThinking About Summer Travel Plans
Summertime rouses our desire to hit the road (or the airport) and travel. Here are a few things you’ll want to consider before you take off.
Read MoreThe Cryptocurrency Conundrum
It may be tempting to view this as another volatile moment in the crypto markets, but there’s more at work here than a temporary trend towards selling.
Read MoreInflation & the Real Rate of Return
The real rate of return is an important personal finance concept to understand. The real rate of return indicates whether you are gaining or losing purchasing power with your money.
Read MoreA COLA with Your Social Security?
If there is a "silver lining" to all the inflation talk, it may be that Social Security benefits are expected to see a larger-than-normal increase in 2022.
Read MoreA Seven-Year High for Gas Prices
Over Memorial Day weekend, gasoline prices hit the highest for this holiday weekend since 2014. Is this a sign of a pre-COVID normal?
Read MoreInflation Outlook for 2021
As our nation continues to recover from the effects of COVID-19, one economic trend has been capturing news attention as of late. Consumer prices are rising amidst economic recovery.
Read MoreInflation Can Be a Scary Word
Inflation can be a scary word for people who are retired. It’s code for “prices are going up, but my income may stay the same.”
Read MoreBuffett and Powell Talk Inflation
What does it mean when two of the most powerful voices in American financial life seem to be saying two different things?
Read More2021 Retirement Confidence Survey
Will your retirement dreams match your reality? This week we discuss a couple of highlights of the 2021 survey.
Read MoreInvestor Sentiment Is Shifting
Investor sentiment is shifting and there are many reasons for this change. This week we discuss a few of the most impactful reasons to keep in mind.
Read MoreWhat in the World Are NFTs?
Non-fungible tokens, or NFTs, and blockchain codes have been the recipient of the latest buzz. But what actually are they?
Read MoreWhat Forces Are Driving the Housing Market?
What forces are driving the housing market resulting in homebuyers are having issues securing a home? Find out why in this week's blog.
Read MorePaying for the Infrastructure Bill
President Joe Biden introduced the much-anticipated American Jobs Plan, which outlines an approach to spend roughly $2.2 trillion on the nation's infrastructure and other projects.
Read MoreConcerned About The Outlook For inflation?
Inflation has emerged as one of the top financial concerns for investors as they size up the economy for the rest of the year.
Read MoreDo Markets Climb a Wall of Worry?
These days, there’s plenty to worry about with the trend in long-term interest rates.
Read MoreI.R.S. Delays Tax Filing, Payment Deadlines
Less than one month ahead of the traditional date, the I.R.S. has delayed the deadline for filing and paying taxes for 2020.
Read MoreIs a Specter of Inflation Looming?
How will the additional stimulus package affect the economy and the financial markets down the line?
Read More